Putting surplus cash to work through the right combination of cash investment products can generate returns while still providing access to funds. With Sasfin’s bespoke Investment solutions, you can make your surplus cash work for you throughout your money management cycle.
An effective cash optimisation strategy utilises a combination of products, each with its own set of advantages, over different time periods, all designed to achieve specific objectives. With no monthly fees, and a capital guarantee, the power to make your money work for you is in your hands.
FIXED DEPOSIT RATES | NOMINAL | ANNUAL - EFFECTIVE |
---|---|---|
1 Month | 8.30% | 8.30% |
2 Month | 8.37% | 8.40% |
3 Month | 8.45% | 8.51% |
4 Month | 8.52% | 8.61% |
5 Month | 8.59% | 8.71% |
6 Month | 8.66% | 8.82% |
7 Month | 8.73% | 8.92% |
8 Month | 8.80% | 9.03% |
9 Month | 8.86% | 9.13% |
10 Month | 8.93% | 9.24% |
11 Month | 8.99% | 9.33% |
12 Month | 9.50% | 9.92% |
18 Month | 9.60% | 10.28% |
24 Month | 9.80% | 10.78% |
36 Month | 10.00% | 11.61% |
60 Month | 10.25% | 13.32% |
How it works:
Why it’s the right investment option for you:
An effective cash optimisation strategy utilises a combination of products, each with its own set of advantages, over different time periods, all designed to achieve specific objectives.
VARIABLE NOTICE DEPOSIT RATES | NOMINAL | ANNUAL - EFFECTIVE |
---|---|---|
32 Day Notice | 8.75% | 9.11% |
45 Day Notice | 8.80% | 9.16% |
60 Day Notice | 8.90% | 9.27% |
90 Day Notice | 8.95% | 9.33% |
120 Day Notice | 9.30% | 9.71% |
How it works:
Why it’s the right investment option for you:
CALL DEPOSIT RATE | NOMINAL | ANNUAL - EFFECTIVE |
---|---|---|
Call | 8.00% | 8.30% |
How it works:
Why it’s the right investment option for you:
An effective cash optimisation strategy utilises a combination of products, each with its own set of advantages, over different time periods, all designed to achieve specific objectives.
RATE | NOMINAL | ANNUAL - EFFECTIVE |
---|---|---|
Tax-free Savings Account | 8.15% | 8.46% |
How it works:
Why it’s the right investment option for you:
By entering your initial investment amount, you can quickly estimate your aggregate interest earnings. This comprehensive view of your investment earnings and goals will provide valuable insights for effective financial planning. Start using our Investment Calculator today and stay on track to financial success.
Investment calculator results
What is the minimum investment required to open an account?
The minimum investment amount is R20 000 for all Notice and Fixed Deposit accounts. The minimum investment amount for the Tax-Free Savings Account is R10 000.
Are there any fees associated with the account?
Our investment accounts attract no monthly management fees.
Can I open an account online or do I need to visit a physical location?
There is no need to visit a branch to open an account with us, the onboarding process is 100% digital. You will be asked to verify your identity online to ensure that the process is safe and secure.
What is the nominal interest rate?
This is the rate of return without taking into consideration the effect of compounding. This is the rate you would earn if you were to withdraw the interest from your investment every month.
What is the annual effective rate?
This rate indicates the return earned over one year while accounting for the effect of compounding. It reflects the amount paid over the year if the interest is added to the account balance every month.
What support do I get once I invest?
When you invest with us you will receive 24/7 support through our Customer Relationship Centre. You will also be able to track your investment through our online banking platform, in real time.
+27 80 23 23 23 6
customerservice@sasfin.com
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