Quality investment advice for a secure retirement
Sasfin’s team of asset consultants offer relevant and independent investment advisory services to retirement funds. We support and enable retirement fund trustees in fulfilling their fiduciary duties of achieving the best outcome for fund members at retirement.
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Why we are the right advisor for your fund
Our investment advisory services
- Establishing the unique investment objectives and needs
- Asset and liability modelling and matching
- Investment strategy design and implementation
- Economic, market and investment performance overviews
- Annual investment strategy reviews and policy updates
- Trustee and member training and communication
- Regulatory and industry updates
- Investment compliance monitoring
- Net Replacement Ratio reporting at a fund and member level
Our investment advice philosophy and approach
We do a proper needs analysis in order to have a complete understanding of the investment objectives and goals that a fund seeks to achieve. Objectives can be set at portfolio level in peer relative and absolute terms as required.
We apply an implemented consulting advice model using Sasfin managed multi-strategy and multi-managed investment building blocks. If required, bespoke investment advice solutions are designed for clients using third-party building blocks.
Our default life stage model seeks to maximise the capital growth opportunity of each member pre-retirement. This is achieved by ensuring that each member is exposed to the appropriate amount of investment risk given their investment horizon and the nature of the annuity to be purchased at retirement.
We do not view active and passive investing as two mutually exclusive investment strategies, but rather seek to optimise the use of both strategies from a portfolio diversification and cost efficiency perspective.
We view return and risk as two sides of the investment performance coin. Measuring performance and making performance comparisons includes the important element of risk-adjusted returns.
When designing investment strategies, the investment objectives of clients are expressed in real terms over relevant rolling return periods.
We are not only concerned about the retirement benefits that members accumulate for retirement, but also about the society and environment that they will live in by focusing on socially responsible investment practices.
Implemented consulting solutions
Sasfin BCI Horizon Multi Managed Accumulation Fund
The fund aims to accumulate a moderate total return over a medium to long-term investment horizon.
Sasfin BCI Horizon Multi Managed Diversified Growth Fund
The fund aims to offer investors a moderate to high total return over a long-term investment horizon, with a focus on investment growth by investing across asset classes.
Sasfin BCI Horizon Multi Managed Preservation Fund
The fund aims to deliver a stable level of income combined with capital preservation over a medium-term investment horizon.
Sasfin Horizon Multi Managed High Equity Portfolio
The portfolio aims to offer investors a moderate to high total return over a long-term investment horizon, with a focus on investment growth by investing across asset classes.
Sasfin Horizon Multi Managed Medium Equity Portfolio
The portfolio aims to accumulate a moderate total return over a medium to long-term investment horizon.
Sasfin Horizon Multi Managed Low Equity Portfolio
The portfolio aims to deliver a stable level of income combined with capital preservation over a medium-term investment horizon.
Sasfin Horizon Multi Managed Stable Portfolio
The portfolio aims to provide investment income and capital growth over the long term through investing primarily in local and international equity, fixed interest and cash instruments.
Sasfin Horizon Multi Managed Cash Portfolio
The Cash Portfolio is a low risk money market portfolio that aims to deliver returns in excess of the STeFI consistently over time while ensuring capital preservation, stability and liquidity.
Sasfin Asset Managers has garnered a reputation as one of South Africa’s leading boutique Asset Managers. Their diverse offering has grown to incorporate a range of equity, income and multi-asset class funds designed to suit the needs of discerning retail and institutional investors.
Sasfin BCI Prudential Fund
The Sasfin BCI Prudential Fund is a managed portfolio seeking to deliver long term capital growth and income normally associated with the investment structure of a moderate risk profile retirement fund.
Sasfin BCI Balanced Fund
The Sasfin BCI Balanced Fund is a moderate risk profile managed portfolio. The primary investment objective of the portfolio is to provide investors with a moderate level of income and capital growth over the long term.
Sasfin BCI Stable Fund
The Sasfin BCI Stable Fund is a cautious managed portfolio with the investment objective to achieve above real inflation beating total returns by way of delivering relatively high income with a measure of capital growth over the medium to long term.
Sasfin BCI Flexible Income Fund
The portfolio is an actively managed, flexible income portfolio that effectively makes asset allocation decisions across high yielding asset classes such as preference shares, non-equity securities, fixed interest instruments (including, but not limited to, bonds, corporate bonds, inflation linked bonds, convertible bonds, cash deposits and money market instruments) and assets in liquid form. The portfolio may from time to time invest in listed and unlisted financial instruments. The manager may also include unlisted forward currency, interest rate and exchange rate swap transactions.
Our investment advice process
- Determine investment objectives
- Investment strategy design
- Manager research and blending
- Strategy implementation and assessment
- Investment policy statement development
- Regular monitoring and reporting
- Annual investment strategy review
- Continuous advice process
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