In commercial banking, credit-based sales offer customers payment flexibility but strain a company's cash flow due to payment delays. Sasfin's Debtor Finance provides businesses with working capital access to maintain robust cash flow and operational stability. When companies extend credit to customers, payment delays ranging from weeks to months can tie up a significant portion of working capital in accounts receivable, impacting day-to-day operations and immediate financial obligations. Sasfin's solution addresses this challenge by unlocking the working capital cycle, enabling businesses to manage their finances efficiently and sustain growth.
We discount credit sales by up to 80% of the invoice value and adopt one of two approaches:
The debtor financing process involves us discounting invoices for clients and advancing the funds prior to due date, thus shortening the cash flow period.
Contact us to find out how we can provide you with various debtor finance services best suited to your business needs.