Enhancing cash flow: Unlocking business growth with expert Debtor Finance
In commercial banking, credit-based sales offer customers payment flexibility but strain a company's cash flow due to payment delays. Sasfin's Debtor Finance provides businesses with working capital access to maintain robust cash flow and operational stability. When companies extend credit to customers, payment delays ranging from weeks to months can tie up a significant portion of working capital in accounts receivable, impacting day-to-day operations and immediate financial obligations. Sasfin's solution addresses this challenge by unlocking the working capital cycle, enabling businesses to manage their finances efficiently and sustain growth.
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We provide various debtor finance services for your needs
- Our Debtor Finance offering allows you to convert credit sales to largely cash sales.
- You can improve your business’s cash flow and achieve growth.
- It puts you in a position to better negotiate for discounts with your suppliers.
- It gives you the flexibility of offering longer credit terms to your clients, thereby securing more sales.
We discount credit sales by up to 80% of the invoice value and adopt one of two approaches:
- Disclosed Debtor Finance (via a full debtor management and administration service); or
- Confidential Invoice Discounting (where the client keeps control of the debtors’ book)
The debtor financing process involves us discounting invoices for clients and advancing the funds prior to due date, thus shortening the cash flow period.
- Established businesses with a financial track record of two or more years.
- Minimum R50m annual turnover
- Minimum deal size: +/- R5m
- Must be solvent, liquid, and profitable
- Business must not be highly geared
Calculate your potential Debtor Finance facility amount
By entering your debtor book value, you can quickly estimate the indicative amount your business could qualify for. This assessment of your Debtor Finance eligibility will offer insights for effective financial management and growth. Start using our Debtor Finance Calculator today and ensure your business stays on track to succeed.
Meet the Trade and Debtor Finance team
Contact us today
Johannesburg
+27 11 809 7500info@sasfin.com
Cape Town
+27 21 443 6800info@sasfin.com
Durban
+27 31 271 8750info@sasfin.com
Get one of our trained staff members to contact you for your business needs
Contact us to find out how we can provide you with various debtor finance services best suited to your business needs.
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