Transactional Banking that is tailored to suit your needs.

Everything we do is designed to help you grow your business. Our solutions take your business beyond banking, we understand business from start-up to scale-up, and we’re with you every step of the way. Whether it’s banking, invoicing, or other value-added services like tagging your payments, access to Xero or payroll, we're here to help you. Our Business Bankers will take the time to understand your business to provide the correct solutions for you to ensure that you set your business up for success.

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Our Transactional Banking offering is an all-encompassing Business Banking solution

A team that is ready to assist

A dedicated team of relationship consultants ready to assist you with all your banking requirements.

Intuitive Dashboards

Understand your financial position in real-time using the B\\YOND® intuitive dashboard.

Payroll

Perform your own payroll management simply, at no extra cost, from paying employees to generating SARS-compliant payslips in real time.

Quotes and Invoices

Generate and send personalised quotes and invoices, with your company name, VAT number and logo directly through your internet banking.

Account classification and transaction tagging

Account classifications and tagging of transactions to manage your revenue and expenses, and easily keep track of projects.

Unlimited transaction history

B\\YOND^® keeps track of your history while you take care of the future. Get unlimited transaction history off the platform at no extra charge.

Link your personal and business banking

Open a personal transactional account with us and have one holistic view of your finances

Transact safely and securely

Add multiple levels of approval for making payments and adding beneficiaries

Beneficiary Management

B\\YOND^® means more. Import or add beneficiaries easily, either from a CSV file or off a predetermined list.

Multiple Transactions

Go B\\YOND^® conventional banking to facilitate multiple transactions in one go – from setting up multiple account transfers to managing future payments and beneficiaries.

Multiple accounts, one profile

Seamlessly switch between your Transactional Banking portfolios with a single login.

XERO direct feed integration

Our Business accounts have a direct feed into Xero cloud accounting software. No need for third parties or screen scrapers.

Open a bank account today

Apply online today for a bank account that goes B\\YOND® banking.

Apply now

Personalised service at your fingertips

Multiple cards for business convenience

Link multiple business debit cards to your account at no additional cost.

Rewards that matter

Enjoy free access to Bidvest’s network of lounges with your Sasfin Business card.

*Domestic airports only

Real-time payments to improve your cash flow

Receive and pay money in real time at a lowest price in the market.

Value for money

Earn interest on your transactional account balances.

Apply for your account online

Apply for an account online via our quick and easy online application, click here to start now.

Pricing options to meet your needs

Monthly fee	R199.00
Included in the bundle are the following free transactions, after which applicable per transaction fees apply.
30 free debit transactions comprising of:
Electronic Funds Transfer (EFT)	R6.90
Debit order	R10.20
Local Point of Sale purchase	R3.90
International Point of Sale purchase	R3.90 plus 2.85% conversion fee
Not included as part of the 30 free debit transactions
Immediate funds transfer (Two free transactions, thereafter the following rates apply)	R15.00 for payment amount up to R10 000 R25.00 for payment amount from R10 001 to R25 000< R35.00 for payment amount greater than R25 000
Two free cash deposits (capped at a total of R20 000)	R12.00 + R1.50 per R100 thereafter
ATM
Local ATM withdrawals	R9.00 + R1.30 per 100
International ATM withdrawals	R35.90 plus 2.85% conversion fee
ATM balance enquiry	R5.00
Local ATM airtime purchase	R1.20
Free Transactions
Inter-account transfers	Free
Electronic credit	Free
EFT to other Sasfin account holders	Free
Unpaid debit order	Free
Secondary card (up to 20 cards)	Free
Insufficient funds - ATM and POS	Free
Other Fees
B\\YOND user role	Four free B\\YOND user roles, thereafter R50.00 per role
Card replacement	R120.00 per card replacement
Statement (consultant assisted)	R30.00 per statement
Account payments (consultant assisted)	R150.00
Bidvest domestic lounge (One free main member plus one guest free per month, thereafter rates apply)	R283.00 per visit thereafter (Incl. VAT)
Bidvest International (excluding CPT International) lounge access (One free main member plus one guest free per month, thereafter rates apply)	R475.00 visit thereafter (Incl. VAT)
PayShap payments up to R1500 in value	R5.50
PayShap payments valued between R1501 and R3000	R7.50

As at 05 January 2023

Monthly fee	R100.00
The below fees are applicable per transaction unless otherwise stated.
Account payments
Electronic Funds Transfer (EFT)	R5.50
Debit order	R8.00
Immediate funds transfer (Two free transactions, thereafter the following rates apply)	R15.00 for payment amount up to R10 000 R25.00 for payment amount from R10 001 to R25 000 R35.00 for payment amount greater than R25 000
EFT to other Sasfin account holders	Free
Purchases
Local point of sale purchases	R4.90
International point of sale purchases	R4.90 plus 2.85% conversion fee
ATM
Local ATM withdrawals	R9.00 + R1.30 per 100
International ATM withdrawals	R35.90 plus 2.85% conversion fee
ATM balance enquiry	R5.00
Local ATM airtime purchase	R1.20
Free Transactions
Inter-account transfers	Free
Electronic credit	Free
Unpaid debit order	Free
Secondary card	Free
Insufficient funds - ATM and POS	Free
Other Fees
B\\YOND user role	Four free B\\YOND user roles, thereafter R50.00 per role
Statement (consultant assisted)	R30.00 per statement
Account payments (consultant assisted)	R150.00
Card replacement	R120.00 per card replacement
Bidvest domestic lounge (One free main member plus one guest free per month, thereafter rates apply)	R283.00 per visit thereafter (Incl. VAT)
Bidvest International (excluding CPT International) lounge access (One free main member plus one guest free per month, thereafter rates apply)	R475.00 visit thereafter (Incl. VAT)
Bidvest Premier Lounge CPT International (One free main member plus one guest free per month, thereafter rates apply)	R569.00 visit thereafter (Incl. VAT)
PayShap payments up to R1500 in value	R5.50
PayShap payments valued between R1501 and R3000	R7.50

As at 05 January 2023

Monthly fee	R199
Included in the bundle are the following free transactions, after which applicable per transaction fees apply.
30 free debit transactions comprising of:
Electronic Funds Transfer (EFT)	R6.90
Local Point of Sale purchase	R4.90
International Point of Sale purchase	R4.90 plus 2.85% conversion fee
Debit order	R10.20
Immediate funds transfer (Two free transactions, thereafter the following rates apply)	R15.00 for payment amount up to R10,000 R25.00 for payment amount from R10,001 to R25,000 R35.00 for payment amount greater than R25,000
Two free cash deposits (capped at a total of R20,000)	R12.00 + R1.50 per R100 thereafter
Bidvest domestic lounge (One free main member plus one guest free per month, thereafter rates apply)	R283.00 per visit thereafter (Incl. VAT)
Bidvest International (excluding CPT International) lounge access (One free main member plus one guest free per month, thereafter rates apply)	R475.00 visit thereafter (Incl. VAT)
Bidvest Premier Lounge CPT International (One free main member plus one guest free per month, thereafter rates apply)	R569.00 visit thereafter (Incl. VAT)
PayShap payments up to R1500 in value	R5.50
PayShap payments valued between R1501 and R3000	R7.50
A conversion fee of 2.85% will be charged on all international transactions. Pay-As-You-Use pricing applies for transactions not included in the bundle.

As at 05 January 2023

Please note that in order to qualify for Personal Account, you will need to be a Sasfin Business Account holder.

Monthly fee	R100
The below fees are applicable per transaction unless otherwise stated.
Account payments
Electronic Funds Transfer (EFT)	R5.50
Debit order	R8.00
Account payments (consultant assisted)	R150.00
Immediate funds transfer payment	R15.00 for payment amount up to R10,000 R25.00 for payment amount from R10,001 to R25,000 R35.00 for payment amount greater than R25,000
EFT to other Sasfin account holders	FREE
Purchases
Local card purchases	R3.90
International card purchases	R3.90 plus 2.85% conversion fee
ATM
Local ATM withdrawals	R9.00 + R1.30 per 100
International ATM withdrawals	R35.90 plus 2.85% conversion fee
ATM balance enquiry	R5.00
Local ATM airtime purchase	R1.20
Deposits
Cash deposits	R12.00 + R1.50 per R100 thereafter
Free Transactions
Inter - account transfers	Free
Electronic credit	Free
Unpaid debit order	Free
SMS and email notification	Free
Insufficient funds - ATM and POS	Free
Other fees
Statement (consultant assisted)	R30.00 per statement
Card replacement	R120.00 per card replacement
Bidvest domestic lounge (One free main member plus one guest free per month, thereafter rates apply)	R283.00 per visit thereafter (Incl. VAT)
	R475.00 visit thereafter (Incl. VAT)
Bidvest Premier Lounge CPT International (One free main member plus one guest free per month, thereafter rates apply)	R569.00 visit thereafter (Incl. VAT)
PayShap payments up to R1500 in value	R5.50
PayShap payments valued between R1501 and R3000	R7.50

As at 05 January 2023

Please note that in order to qualify for Personal Account, you will need to be a Sasfin Business Account holder.

Terms and conditions

Contact us today

Customer Service

+27 80 23 23 23 6

+27 86 520 8571

+1 303 967 1090

customerservice@sasfin.com

Lost, stolen or damaged cards

Sasfin 080 23 23 23 6
Visa 0800 990 475

Postal Address

Sasfin Transactional Banking
Client Relationship Centre
PO Box 95104, Waverley, 2090

Support hours

Monday – Friday: 08:00 to 16:00
(excluding public holidays)

Need more information on our Transactional Banking options?

Give us your details and we will call you back and provide any information you might need.

Let's talk

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Transactional Banking that is tailored to suit your needs.

Let's talk

Our Transactional Banking offering is an all-encompassing Business Banking solution

A team that is ready to assist

Intuitive Dashboards

Payroll

Quotes and Invoices

Account classification and transaction tagging

Unlimited transaction history

Link your personal and business banking

Transact safely and securely

Beneficiary Management

Multiple Transactions

Multiple accounts, one profile

XERO direct feed integration

Open a bank account today

Personalised service at your fingertips

Multiple cards for business convenience

Rewards that matter

Real-time payments to improve your cash flow

Value for money

Apply for your account online

Pricing options to meet your needs

Terms and conditions