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We combine excellent personal service with innovative financial solutions to assist businesses and individuals to bank the way they want, where they want and when they want.

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We provide capital and create tailored solutions to support your business growth, whether you need an equity partner, property investor or a sophisticated corporate financier.

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Since 1890 we have provided tailored global and local investment offerings to private and institutional clients.

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Fiduciary Solutions

Overview

Sasfin Fiduciary Services offers solutions designed to assist you in determining and designing your wealth retention and preservation strategy. We will ensure that your legacy is maintained through careful planning and the structured organisation of your affairs.

Why us

Client value proposition embodies holistic financial planning

Fiercely independent in delivering objective, impartial and professional fiduciary advice

Personal attention and high touch service

Team and network of highly experienced Fiduciary Specialists delivering superior client experience and on-going service

 

Abreast of relevant legislative, regulatory and compliance requirements

Transparency and efficiency core to our service delivery

Adhere to structured processes and sound governance

Focused on building lifetime relationships with our highly valued clients



Solutions

Personal estate planning, business continuity & risk planning

  • 01Estate planning
  • 02Estate administration
  • 03Drafting Wills
  • 04Trust creation
  • 05Fiduciary related advice



What we offer

Personal Estate Planning
  • Will drafting and review
  • Estate tax, cost and liquidity calculation
  • Marital accrual calculation
  • Drafting of contracts relating to estate planning
  • Estate tax planning and structuring recommendations
  • Trust legal and tax status review
  • Onshore and offshore trust set up
  • Corporate trusteeship
  • Executorship, estate administration and winding up of deceased estates
Business Continuity and Risk Planning
  • Business risk analysis
  • Business continuity plan
  • Correlation of business plan with estate plan
  • Tax effects of businesses in shareholder’s estates including estate duty and capital gains tax
  • Marital regime effects on businesses in shareholder’s estates
  • Drafting of buy and sell agreements
  • Drafting of memorandum of incorporation and shareholder agreements

Contact us

Sasfin Fiduciary Services

fiduciary@sasfin.com

Additional information regarding our services

Personal Estate Planning

  • Will drafting or review

    Ensure that your loved ones are taken care of financially and that your demise does not impact your heirs financially.

    Ensure that the pitfalls of a poorly drafted Will are avoided.

    Ensure that your Will complies with legislative and regulatory requirements.

    Ensure that the distribution of your estate is done in a fair and timeous manner and that your assets are distributed efficiently to your beneficiaries.

    Ensure that your Will is regularly updated in accordance with life changing circumstances.

  • Estate tax, cost and liquidity calculation

    Calculate the total costs in your estate upon your demise. This calculation indicates the immanent liabilities, estate related taxes, and executor’s fees that will necessitate the availability of cash or liquid funds in order to ensure that labilities and costs are expunged without having to sell off assets.

  • Marital accrual calculation

    Calculate the application of your antenuptial contract to your overall estate to ensure that your Will is drafted correctly.

  • Drafting of contracts relating to estate planning

    Drafting of essential contracts such as universal partnership agreements and loan agreements ensures that your contractual rights or obligations are recorded for the ease of the administration of your estate.

  • Estate tax planning and structuring recommendations

    Carefully and concisely plan and manage any costs and taxes relating to your estate taking your unique circumstances into account to ensure that all applicable legislation is considered to ensure that your wishes are capable of fruition and that sufficient flexibility is integral to the plan to allow for your evolving circumstances.

  • Trust legal and tax status review

    Review and analysis of your current inter vivos trust to ensure that the trust is compliant with updated legislation and regulations.

  • Onshore and offshore trust set up

    Provision of a range of vehicles to facilitate your generational wealth preservation.

  • Corporate trusteeship

    A corporate trustee’s duties include legal guidance to ensure proper governance for your trust, and compliance with changing legislative, regulatory and compliance requirements.

    • Drafting and maintaining resolutions.
    • Maintaining an asset register.
    • Ensuring that the annual financial statements are prepared correctly.
  • Executorship, estate administration and winding up of deceased estates

    Estate administration and executor services entail attending to the winding up of the deceased’s estate in accordance with the deceased’s Will and the applicable legislation.

Business Continuity and Risk Planning

  • Business risk analysis

    Analyse your business structures and liabilities to determine the potential costs to your business upon your demise in order to plan and manage the impact of disruption to your business that may result in depreciation in the value of your business.

  • Business continuity plan

    Structure your estate planning to ensure that your business continuity plan correlates with your estate plan and have a concise plan for your business to be purchased out of your estate or bequeathed in a clear constructed manner. Align the business constituting documents and contracts between relevant parties with estate plan and ensure compliance with legislative requirements to ensure your wishes can be implemented.

  • Correlation of business plan with estate plan

    Ensure that your wishes regarding your business continuity plan, are technically and legally capable of fruition.

  • Tax effects of businesses in shareholder’s estates including estate duty and capital gains tax

    Determine the resulting taxes in your estate and ensure that the correct business valuation is utilised for risk planning. Avoid the pitfalls of an incorrect valuation of a business which may result in the business value being utilised to defray various tax costs, leaving very little value to your heirs.

  • Marital regime effects on businesses in shareholder’s estates

    Assess whether your applicable marital regime can affect your business continuity plan and whether the value of your business may be subject to marital claims resulting in unintended estate planning consequences.

  • Drafting of buy and sell agreements

    Ensure that the contractual terms between shareholders is carefully formulated to facilitate the efficient and prompt transfer of shares out of deceased shareholders’ estates according to concise terms and at a pre-determined agreed value.

  • Drafting of memorandum of incorporation and shareholder agreements

    Ensure that your company constituting documents are aligned with your business continuity plan and that all conflicting provisions are eradicated and streamlined. Expedite the administration of the shares in your estate to prevent delays in the winding up of your estate caused by conflicting and ambiguous constituting documents and shareholder agreements.

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